Owning a business involves a number of moving parts. If your business relies on making deliveries or the use of heavy-duty equipment, one integral part of your business model is likely your fleet of vehicles. Here at New Holland Isuzu, we work with business owners regularly and are ready to provide you with a seamless truck-buying experience.

If the time has come for you to add one, two, or even a few new vehicles to your work fleet, keep reading to find out the ins and outs of commercial truck loans. That way, you'll be well-prepared as you look for a new model around New Holland, Lancaster, or Reading, Pennsylvania.

What Is a Commercial Truck Loan?

Much like a personal automotive loan, a commercial loan allows you to buy a new vehicle. In working with a lender, such as a bank, you'll be provided with the funds needed to purchase a new truck. Then, you'll be responsible for paying back this loan amount, plus an agreed-upon interest rate, with payments made monthly.

How Is a Commercial Loan Different?

Well, commercial loans are different in the sense that you're purchasing on behalf of a business. Further, the vehicle will be used for business purposes, like making local deliveries, transporting landscaping equipment, etc.

The only other real difference is that, typically, commercial loans require more documentation on behalf of the business owner.

Finding a Commercial Lender

Once you find a model and are ready to move forward with looking for a loan, you'll begin shopping for a lender. This could be a bank or a credit union that will work with you to craft a loan plan with conditions that are fair for both parties.

These conditions include:

  • Term length
  • Down payment
  • Monthly payment
  • Interest rate

The conditions you're able to negotiate will depend on a number of factors, like your credit and the age of your business. So, if you're finding it difficult to come to terms with one lender, you may want to consider shopping around a bit.

Working With Our Finance Team

Our finance team is here to help you through this process, too. If you're ready to take a model home, we'd encourage you to fill out our business finance application online and then come visit us in person. Here, we'll work on your behalf, scanning our network of local lenders for an ideal offer.

Of course, if you just have questions as you begin to browse for a new model, we'll be happy to help as well. So, feel free to contact a member of our team or visit us in person-no matter where you are in the buying process!

Learn More About Commercial Truck Loans Today

Are you looking for a commercial truck loan near New Holland, Lancaster, or Reading, PA? If so, then contact our team here at New Holland Isuzu, where we'll be happy to help you navigate the financing process as you look to get behind the wheel of a new work truck.

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New Holland Isuzu

508 W Main St
Directions New Holland, PA 17557

  • Sales: (717) 863-9943
  • Service: 717-354-2900
  • Parts: 717-354-4907


  • Monday 9AM-8PM
  • Tuesday 9AM-8PM
  • Wednesday 9AM-8PM
  • Thursday 9AM-8PM
  • Friday 9AM-8PM
  • Saturday 9AM-5PM
  • Sunday Closed