It's no secret that driving a commercial vehicle around New Holland, Reading, and Lancaster, Pennsylvania, is different from driving a typical vehicle. There are the obvious differences-like how and where you're driving-but there are also some logistical differences that accompany getting behind the wheel of a commercial vehicle. One of the most notable of these is commercial vehicle insurance.

Ready to learn more about Isuzu commercial truck insurance? Our team at New Holland Isuzu has you covered in this piece with everything you need to know.

Why You Need Insurance

 Every driver needs insurance. Whether you're driving commercially or not, you need to be covered by insurance in the event that something unexpected like a collision were to occur.

Furthermore, automotive insurance is required in order to drive, providing coverage in the event that you're deemed liable for physical, monetary, or other damages caused while behind the wheel.

What Is Commercial Auto Insurance?

While regular automotive insurance and commercial truck insurance serve similar purposes, there are some differences.

Primarily, commercial auto insurance covers vehicles that are being used for business purposes. This can include company cars, work trucks, delivery vans, and other types of vehicles that serve a business-related function.

Additionally, commercial auto insurance provides different coverage than typical auto insurance. Some things that will likely be covered under a commercial truck insurance policy include:

• Bodily injury liability coverage
• Property damage liability coverage
• Combined single limit
• Medical payments, plus no-fault or personal injury coverage
• Uninsured motorist coverage
• Comprehensive physical damage coverage
• Collision coverage

Finding Commercial Auto Insurance

When looking for commercial auto insurance, you will have a number of options. You can shop around with different insurance companies, looking for the best plan and rate that meets your needs and provides the coverage you need.

Some popular insurance companies you may want to check out include:

• GEICO®
• Progressive®
• Allstate®

When you do land on a commercial truck insurance plan, your coverages will be outlined. However, you'll also want to ask about additional coverage relating to exactly what and who is covered.

In terms of who is covered, you can have employees, family members, and others covered as long as they're added to your policy. If someone is going to be driving a commercial vehicle on a regular basis, you'll want to add them to the policy to ensure they have this coverage and protection.

In terms of what is covered, you may want to ask about your trailer, if you plan to use one. Every policy is different, so there could be some variance related to the stipulations surrounding trailer coverage.

Find Isuzu Commercial Truck Insurance Today

If you're interested in getting behind the wheel of a new truck or are just shopping around for a new Isuzu commercial truck insurance provider, we're happy to help at New Holland Isuzu.

Reach out with any questions you may have so that we can help you get back to roaming the roads of New Holland, Reading, and Lancaster, PA, with the coverage you need!